Privacy Policy

Last modified: June 3, 2025

Introduction

UNBOUND X INC. (“UnBound X,” “we,” or “us”) respect your privacy and are committed to protecting it through our compliance with this policy.

This policy describes the types of information we may collect from you or that you may provide when you visit any website provided by UnBound X, including UBverse, UBsphere, UBstudio, UBclub, UBspaces, and other modules that may be added from time to time, including any content, functionality, and services offered on or through such websites (each a “Website”) and our practices for collecting, using, maintaining, protecting, and disclosing that information.   This Privacy Policy does not apply to any of the securities-related activities on the Website as conducted by the registered broker-dealer MARV Capital, Inc.  (“MARV Capital”). 

 Our processing of personal information, such as your name, address, e-mail address, or telephone number, will be undertaken consistent with the requirements of applicable privacy laws, including, but not limited to, the California Consumer Privacy Act, the California Privacy Rights Act, the Virginia Consumer Data Protection Act of 2021, the Colorado Privacy Act of 2021, and the Utah Consumer Privacy Act of 2022, the Connecticut Data Privacy Act of 2022, the Texas Data Privacy and Security Act, the Oregon Consumer Privacy Act, the Montana Consumer Data Privacy Act, the Tennessee Information Protection Act of 2023, the Iowa Consumer Data Protection Act of 2023, the Delaware Personal Data Privacy Act of 2023, the Nebraska Data Privacy Act of 2024, the New Hampshire Privacy Act of 2024, and the New Jersey Data Privacy Act of 2024, the EU General Data Protection Regulation, the UK General Data Protection Regulation, and the Canadian Personal Information Protection and Electronic Documents Act.

This policy applies to information we collect:

On the Website.

• In email, text, and other electronic messages between you and the Website.
• Through our mobile application, which provide dedicated non-browser-based interaction between you and the Website.

This Privacy Policy does not apply to information collected by:

• Us offline or through any other means; or
• Any third party (including but not limited to MARV Capital) a registered broker dealer that facilitates securities related activities accessed through the Website and creators), including through any application, third-party link or content (including advertising) that may link to or be accessible from or through the Website.

Acceptance of Privacy Policy:

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using the Website, you agree to this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of the Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

If you do not consent and agree with the terms of this Privacy Policy, you cannot, and we do not authorize you to, access, browse, or use the WEBSITE.

Website Visitors Under the Age of 18/ Children

Our Website is not intended for any use by persons under 18 years of age. No one under age 18 may provide any information to or on the Website. We do not knowingly collect personal information from minors and children under 13. If you are under 18, do not use or provide any information on the Website or through any of its features, register on the Website, conduct any transactions through the Website, use any of the interactive or public comment features of the Website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at support@unboundx.com.

Information We Collect About You and How We Collect It:

We collect several types of information from and about users of our Website (“you,” “your,” or “User”), including information:

• By which you may be personally identified, such as name, postal address, email address, telephone number, company information (such as company’s address), date of birth, Social Security number or other government issued identification details, account credentials (such as usernames and passwords), IP address, device identifiers, geolocation data, biometric data, online activity data (including browsing history and cookies), and other identifiers by which you may be contacted online or offline (“personal information”)
• That is about you but individually does not identify you, such as browsing behavior, analytics data and pages viewed;
• About your internet connection, connection speed, the equipment you use to access our Website, and operating system; or
• other information that you voluntarily choose to provide to us, including without limitation unique identifiers such as passwords, and personal information in messages you send to us.

We collect this information:

• Directly from you when you provide it to us;
• Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies; or
• From third parties, for example, our business partners including but not limited to MARV Capital.

Information You Provide to Us: 

The information we collect on or through our Website may include:

• Information that you provide by filling in forms on our Website. This includes information provided at the time of registering to use our Website, subscribing to any of the services we offer through our Website (“Services”), posting material, or requesting further services. We may also ask you for information when you report a problem with our Website;
• Records and copies of your correspondence (including email addresses), if you contact us;
• Your responses to surveys that we might ask you to complete for research purposes;
• Details of interactions you carry out through our Website; or
• Your search queries on the Website.

You also may provide information to be published or displayed (hereinafter, “posted”) on public areas of the Website, or transmitted to other users of the Website or third parties (collectively, “User Contributions”). Your User Contributions are posted on and transmitted to others at your own risk. Although we may limit access to certain pages, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

Information We Collect Through Automatic Data Collection Technologies: 

As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

• Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website; or
• Information about your computer and internet connection, including your IP address, operating system, and browser type.

The information we collect automatically may include personal information, or we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

• Estimate our audience size and usage patterns;
• Store information about your preferences, allowing us to customize our Website according to your individual interests;
• Personalize our Services to you; or
• Recognize you when you return to our Website.

The technologies we use for this automatic data collection may include:

• “Cookies” are small computer files transferred to your device that contain information such as user ID, user preferences, lists of pages visited and activities conducted while using the Website. We use Cookies to: (i) improve and tailor the Website, (ii) customize advertisements, (iii) measure performance, (iv) store authentication so re-entering credentials is not required, (v) customize user experiences, and for (vi) analytics and fraud prevention. For more information on Cookies, including how to control your Cookie settings and preferences, visit http://www.allaboutCookies.org. You can also manage Cookies in your web browser (for example, Edge, Explorer, Chrome, Safari). If you choose to change your settings, you may find that certain functions or features of the Website will not work as intended. The following details the types of Cookies we use and why we use them:
• Absolutely Necessary Cookies. These Cookies are essential to enable you to move around a website and use its features. Without these Cookies, services you have asked for cannot be provided.
• Performance Cookies. These Cookies collect information about how you use the Website. Information collected includes, the Internet browsers and operating systems used, the domain name of the website previously visited, the number of visits, average duration of visit, and pages viewed. These Cookies do not collect information that personally identifies you and only collect aggregated and anonymous information. Performance Cookies are used to improve the user-friendliness of a website and enhance your experience.
• Functionality Cookies. These Cookies allow the Website to remember choices you make (such as your username, language preference, or the area or region you are in) and provide enhanced, more personal features. These Cookies can also be used to remember changes you have made to text size, fonts, and other customizable parts of the Website. The information these Cookies collect may be anonymized, and they cannot track your browsing activity on other websites.
• For more information on how we utilize cookies, please refer to our Cookie Notice. Web Beacons. Pages of our Website and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the UnBound X, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).
• Web Service Analytics. We may use third-party analytics services in connection with the Website, including, for example, to register mouse clicks, mouse movements, scrolling activity and text typed into the Website. We use the information collected from these services to help make the Website easier to use. These analytics services generally do not collect personal information unless you voluntarily provide it.
• Mobile Device Identifiers. Mobile device identifiers help learn more about our users’ demographics and Internet behaviors in order to personalize and improve the Website. Mobile device identifiers are data stored on mobile devices that may track activities occurring on and through it, as well as the applications installed on it.  Mobile device identifiers enable collection of personal information (such as media access control, address, and location) and traffic Data.

Options for opting out of Cookies and Mobile Device Identifiers:

If we process Cookies based on your consent (as indicated at the time of collection of such data), you have the right to withdraw your consent at any point in time by contacting us at privacy@ubverse.com. Please note, if you exercise this right, you may have to provide your consent on a case-by-case basis to enable you to utilize some or all of the Website.

• You may be able to reject Cookies and/or mobile device identifiers by activating the appropriate setting on your browser or device. Although you are not required to accept Website Cookies or mobile device identifiers, if you block or reject them, you may not have access to all features available through the Website.
• You may opt out of receiving certain Cookies by visiting the Network Advertising Initiative (NAI) opt out page or the Digital Advertising Alliance (DAA) opt out page, or by installing the DAA’s AppChoices app (for iOS; for Android) on your mobile device. When you use these opt-out features, an “opt-out” Cookie will be placed on your device indicating that you do not want to receive interest-based advertising from NAI or DAA member companies. If you delete Cookies on your device, you may need to opt out again. For information about how to opt out of interest-based advertising on mobile devices, please visit https://thenai.org/opt-out/mobile-opt-out/. You will need to opt out of each browser and device for which you desire to apply these opt-out features.

Even after opting out of Behavioral Advertising, you may still see advertisements that are not interest-based (i.e., not targeted toward you). Also, opting out does not mean that Website is no longer using tracking tools.  UnBound X still may collect information about your use of the Website even after you have opted out of Behavioral Advertising and may still serve advertisements to you based on information it collects through the Website.

This Privacy Policy does not cover the use of Cookies and other tracking tools by any third parties, and we are not responsible for the privacy practices of any third party. Please be aware that some third-party Cookies can continue to track your activities online even after you have left the Website.

 “Do Not Track” (DNT) and Universal Opt-Out Preference Signals:

Some web browsers (including Safari, Internet Explorer, Firefox, and Chrome) incorporate a “Do Not Track” (DNT) or similar feature that signals to web services that a visitor does not want to have their online activity and behavior tracked. If a web service operator elects to respond to a particular DNT signal, the web service operator may refrain from collecting certain personal information about the browser’s user. Not all browsers offer a DNT option and there is currently no industry consensus as to what constitutes a DNT signal. For these reasons, many web service operators, including UnBound X do not proactively respond to DNT signals.  For more information about DNT signals, visit http://allaboutdnt.com.

New standards are being developed for a Universal Opt-Out Mechanism, such as the Global Privacy Control (GPC), which allow users with GPC-enabled browsers and devices to send a signal that will communicate the user’s request to opt-out of sales of their personal information and to opt-out of certain sharing of their personal information. The CPRA and other laws allow for the acceptance of Opt-Out Preference Signals such as the GPC, as an option for users to transmit an Opt-Out of selling/sharing personal information. If we detect and recognize such a signal from your device or browser, we will honor it.

Third-Party Use of Cookies:

Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use the Website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

Third-Party Services Linked or Listed on Website:

Our Website may contain links to third-party websites or services that are not operated by us. These third-party services have their own privacy policies, and we are not responsible for the content or privacy practices of these external sites.

We may also use third-party services to help us deliver and manage certain aspects of the Site, including payment processing, data analytics, and customer support. These third-party service providers have access to your personal information only for performing their tasks on our behalf and are obligated not to disclose or use it for any other purpose.

How We Use Your Information:

We use information that we collect about you or that you provide to us, including any personal information:

• To present our Website and its contents to you;
• To provide you with information, products, or Services that you request from us;
• To fulfill any other purpose for which you provide it;
• To provide you with notices about your account (“Account”) on the Website;
• Improve user experience and enhance platform functionality;
• Personalize marketing and communication efforts;
• Comply with regulatory and legal obligations;
• Prevent fraudulent activity and enhance security measures;
• Conduct research and analyze site usage for future development;
• To notify you about changes to our Website or any products or Services we offer or provide though it;
• We may share certain details with third-party service providers who support our operations, such as identity verification services, payment processors, and data analytics firms;
• In any other way we may describe when you provide the information; or
• For any other purpose with your consent.

We may also use your information to contact you about our own and third-parties’ goods and services that may be of interest to you. If you do not want us to use your information in this way, please unsubscribe from any email we may send you or any text messages.  For more information, see Choices About How We Use and Disclose Your Information.

Disclosure of Your Information:

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

• To our subsidiaries and affiliates;
• To contractors, service providers, and other third parties we use to support our business;
• Facilitating our compliance, legal and regulatory requirements;
• To assist us with investigating unlawful activity;
• To detect fraud and unlawful activity on our Website by managing and analyzing the data;
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of UNBOUND X ‘s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by UNBOUND X about our Website users is among the assets transferred;
• To third parties to market their products or services to you if you have these disclosures;
• To fulfill the purpose for which you provide it for processing your transactions and providing your identity verification;
• For any other purpose disclosed by us when you provide the information; or
• With your consent.

We may also disclose your personal information:

• To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
• To enforce or apply our terms of use located at:[Terms of Use] and other agreements, including for billing and collection purposes; or

If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of UNBOUND X our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

California Privacy Rights:

In the preceding 12 months, we collected and disclosed for a business purpose the following categories of personal information about California consumers:

Category	Examples	Collected?	Categories of Recipients
Identifiers	Name, address, e-mail address, IP address	No	Organizations providing services to UnBound X
Personal information categories listed in the California Customer Records statute	Name, professional-related information; and employment-related information	No	Organizations providing services to UnBound X
Protected classification characteristics under California or federal law	Name, age, citizenship, nationality, ancestry, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, proof of eligibility to work	No	Organizations providing services to UnBound X
Commercial information	Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.	No	Organizations providing services to UnBound X
Internet or other similar network activity	Browsing history, search history, information on a consumer’s interaction with the UnBound X Services	No	Organizations providing services to UnBound X
Geolocation data	Location and movement data	No	Organizations providing services to UnBound X
Professional or employment-related information	Proof of eligibility to work, resumé, other professional-related information and employment-related information	No	Organizations providing services to UnBound X
Biometric information	Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.	No	Organizations providing services to UnBound X
Non-Public Education Information	Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records	No	Organizations providing services to UnBound X
Inferences from the foregoing	Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.	No	Organizations providing services to UnBound X

 

Purposes for Collection, Use, and Sharing:

 We use and disclose the personal information we collect for our commercial purposes, as further described in this Privacy Policy, including for our business purposes with our partners and service providers as follows:

• Legal compliance and auditing related to our interactions with you;
• Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and exercising our related rights;
• Performing and improving out services (by us or our service provider(s));
• Internal operations; or
• Other one-time or short-term uses.

Your Rights:

 If you are a California resident you may have the following rights under the CCPA/CPRA in relation to personal information we have collected about you, to the extent required by the CCPA/CPRA and subject to verification:

Right to Know/Access: You have the right to request certain information about our collection and use of personal information about you as described below:

• The specific pieces of your personal information collected;
• The categories of your personal information collected;
• The categories of sources from whom your personal information is collected;
• The purpose for collecting your personal information; ot
• The categories of third parties with whom we have shared your personal information.

Right to Delete: You have the right to request that we delete certain personal information we have about you.

Freedom from Discrimination: You have the right to be free from unlawful discrimination for exercising any of your privacy rights.

Right to Correct: You have the right to request that we correct inaccurate personal information regarding the information you provide us.

Right to Restrict the Use of Sensitive Personal Information: You have the right to restrict the use of your sensitive personal information.

Right to Access Information on Automated Decision-Making: You have the right to access information collected through automated decision-making. Additionally, you can opt-out of our use of automated decision-making related to your personal information.

To make a request in relation to the above rights, please contact us using the information below. To fulfil your request, we will need to verify your identity. Only you or someone legally authorized to act on your behalf may make a request related to your personal information. To designate an authorized agent, the authorized agent must provide sufficient information that allows us to reasonably verify that you authorize them to act on your behalf.

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our App that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email or write us at the contact information listed below.

Financial Incentive Notice:

Under the CCPA/CPRA, the UnBound X Rewards Program may be considered a Financial Incentive Program. For information generally on the benefits you receive under the UnBound X Rewards Program, please refer to UnBound X Rewards Program Terms which are located at https://unboundxinc.com/legal/.  In order to provide you with the incentives described above, we use personal information about you including your name, phone number, email address, purchase history, birthdate, etc. to identify you as a member of the program and provide you with relevant messaging, experiences and deals. These financial incentives are reasonably related to the value of the data you provide.  This value is based on the expense related to offering those free or discounted product or services.  You have to right to withdraw at any time.

To opt out, you may:

• Email us at support@unboundxinc.com, or
• Visit the Privacy Settings section in the UnBound X App or website to manage your participation.

 

International Data Transfers:

Your personal information may be transferred to, and stored on, computers located outside of your state, province, or country where data protection laws may differ from those of your jurisdiction. Specifically, personal data collected by UBverse may be transferred to the United States, where our servers are located. If you are accessing the Site from outside the United States, please be aware that your data may be subject to U.S. laws and regulations.

We comply with all applicable legal requirements to ensure the safe and lawful transfer of personal data, including using standard contractual clauses or other mechanisms as necessary to ensure data protection.

Canada, European Union and United Kingdom Privacy Rights:

If our processing of your personal information is subject to GDPR, UK GDPR, and/or PIPEDA, and unless subject to an exemption, you may have the following rights with respect to your personal information:

Right of Access: You have the right to view and request copies of your personal information.

Right to Rectification: You have the right to request that your inaccurate or outdated personal information be updated or corrected.

Right to be Forgotten/Right to Erasure: You have the right to request your personal data be deleted, upon providing verification to us.

Right to Restrict Processing: You have the right to request the restriction or suppression of our processing of your personal information.

Right to be Informed: You have the right to be informed about the collection and use of your personal information.

Right to Data Portability: You have the right to ask for your personal information to be transferred to you or to another controller.

Right to Withdraw Consent: You have the right to withdraw previously given consent to process your personal information.

Right to Object: You have the right to object to the processing of your personal information.

Right to Object to Automated Processing: You have the right to object to decisions being made with your personal information solely based on automated decision making or profiling.

We will need to verify your identity to process any requests described in this Section and may deny your request if we are unable to verify your identity. Government or other identification may be required.

If you are a resident of the European Economic Area (“EEA”), when we process your personal information, we will only do so in the following situations:

• We need to use your information to perform our responsibilities under our agreement with you;
• We have a legitimate interest in processing your personal information. For example, we may process your personal information to send you marketing communications, to communicate with you about the UnBound X, and to provide and improve the the services to you; or
• We have your consent to do so.

If your personal data is subject to GDPR or UK GDPR, we will transfer personal data from the EEA to a location outside the EEA only when there has been a documented adequacy determination, or where we have confirmed adequate privacy protections. If your personal data is subject to PIPEDA, we will transfer personal data from Canada to locations outside Canada only where we have confirmed adequate privacy protections. If we transfer personal data to a third party acting as our agent, we will also obligate the third party to have adequate privacy protections in place.

Third-Party Advertising and Marketing:

• Disclosure of Your Information for Third-Party Advertising. If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you can opt-out by contacting us at the contact information below or you can unsubscribe or opt out in any of the emails that are sent to you.
• Promotional Offers from the UnBound X. If you do not wish to have contact information used by the UnBound X to promote our own or third parties’ products or services, you can opt-out by emailing us at the contact information below or unsubscribing in any of the marketing emails you receive. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions.

Data Security and Data Retention:

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. Further,  we urge you to be careful about giving out information in public areas of the Website like message boards. The information you share in public areas may be viewed by any user of the Website.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

We retain personal information only for as long as is necessary for the purposes for which it was collected, in accordance with applicable laws and regulations. If you close your Account or request the deletion of your personal information, we will retain and use your information as necessary to comply with legal obligations, resolve disputes, and enforce our agreements.

Changes to Our Privacy Policy:

We may update this Privacy Policy from time to time. If we make changes, we will update the “Last Modified” at the top of this page and notify you of significant changes by posting a notice on the Website or via email. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

Contact Information:

To ask questions or comment about this privacy policy and our privacy practices, contact us at:

UnBound, X, Inc. or UBverse, Inc.

Email:  support@unboundxinc.com or privacy@ubverse.com

Phone:  1-(646)-450-5955

Attn:  Privacy Office Legal Department

442 5th Avenue #1463

New York, NY 10018