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Investment & Securities Disclaimers

Last Modified: August 8, 2025

Important Notice

The information and content provided on the UnBound X platform, including our website or UnBound X modules (UBtrade, UBverse, UBsphere, UBstudio, UBclub, UBspaces, or any other modules within the App that are there or introduced from time to time) and mobile application (collectively, the “Platform”), are for EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY and should not be construed as professional financial, investment, or legal advice.

BY USING OUR PLATFORM, YOU ACKNOWLEDGE AND AGREE TO ALL DISCLAIMERS AND DISCLOSURES SET FORTH BELOW.

General Investment Disclaimer

Not Financial Advice

IMPORTANT: All content, discussions, analysis, and information provided on our Platform is for educational and informational purposes only and does not constitute:

  • Investment advice or recommendations
  • Financial planning or advisory services
  • Securities analysis or recommendations
  • Tax, legal, or accounting advice
  • Any form of professional advisory services

Educational Purpose

Our Platform provides:

  • Educational content about investing and finance
  • General market information and commentary
  • Community discussions and user-generated content
  • Tools and resources for learning about investments
  • General information about financial concepts and strategies

No Investment Advisory Services

Unlicensed Advice Prohibited

  • UnBound X does not provide investment advisory services
  • UnBound X is not a registered investment adviser
  • Content on our Platform is not personalized investment advice
  • Users should not rely on Platform content for investment decisions
  • All investment decisions are solely the responsibility of individual users

User-Generated Content

  • Community discussions and user posts are opinions only
  • User-generated content does not represent UnBound X’s views
  • Other users’ investment strategies may not be suitable for you
  • Always verify information independently before making investment decisions

Securities Law Compliance

Not a Broker-Dealer

  • UnBound X is not a registered broker-dealer
  • We do not execute securities transactions
  • We do not hold customer funds or securities
  • We do not provide trading or brokerage services
  • Securities transactions referenced on our Platform are conducted by third parties

Third-Party Services

When our Platform references or links to securities-related services:

  • Such services are provided by registered third parties (including MARV Capital, Inc.)
  • These third parties operate under their own terms and licenses
  • UnBound X is not responsible for third-party service quality or compliance
  • Users must review and accept third-party terms separately

Risk Disclosures

Investment Risks

ALL INVESTMENTS INVOLVE SUBSTANTIAL RISK OF LOSS. Key risks include but are not limited to:

Market Risk

  • Securities prices fluctuate and may lose value
  • Market conditions can change rapidly and unpredictably
  • Economic factors can significantly impact investment performance
  • Global events can cause market volatility

Individual Security Risk

  • Individual companies may fail or underperform
  • Business conditions can deteriorate unexpectedly
  • Management decisions may negatively impact stock prices
  • Industry-specific risks may affect certain sectors

Liquidity Risk

  • Some investments may be difficult to sell quickly
  • Market conditions may impact your ability to exit positions
  • Emergency situations may require selling at unfavorable prices

Regulatory Risk

  • Changes in laws and regulations may impact investments
  • Tax law changes may affect investment returns
  • Regulatory actions may impact specific companies or sectors

High-Risk Investments

Special risks apply to:

  • Cryptocurrency and Digital Assets: Extremely volatile, regulatory uncertainty, technology risks
  • Penny Stocks: High volatility, limited liquidity, fraud risk
  • Options and Derivatives: Leverage risk, time decay, complexity
  • Foreign Investments: Currency risk, political risk, different regulatory frameworks
  • Startup and Private Company Investments: Illiquidity, high failure rate, limited information

Past Performance Disclaimer

No Guarantee of Future Results

  • PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS
  • Historical returns or performance data do not guarantee future success
  • Investment strategies that performed well historically may fail in the future
  • Market conditions change and impact investment performance
  • Individual circumstances affect investment outcomes

Hypothetical Performance

When hypothetical or backtested performance is discussed:

  • Results are theoretical and not based on actual trading
  • Real trading involves costs, timing issues, and market impact
  • Hypothetical performance may not reflect real-world constraints
  • Actual results may differ significantly from hypothetical scenarios

User Responsibility and Due Diligence

Independent Research Required

Before making any investment decisions, users should:

  • Conduct their own thorough research and analysis
  • Consult with qualified financial professionals
  • Review all relevant investment documentation
  • Understand their personal financial situation and risk tolerance
  • Consider their investment timeline and objectives

Professional Consultation

Users should consult with licensed professionals including:

  • Registered Investment Advisers for personalized investment advice
  • Certified Public Accountants for tax implications
  • Estate Planning Attorneys for estate and trust matters
  • Insurance Professionals for risk management strategies

Platform-Specific Disclaimers

Community Discussions

  • Forum posts and discussions represent individual user opinions
  • UnBound X does not verify the accuracy of user-generated content
  • Users may have conflicts of interest not disclosed in their posts
  • Community sentiment should not influence investment decisions

Educational Content

  • Educational materials are general in nature
  • Content may not reflect current market conditions
  • Information may become outdated over time
  • Users should verify all information independently

Third-Party Content

  • Third-party content providers are responsible for their own material
  • UnBound X does not endorse third-party opinions or recommendations
  • External links are provided for convenience only
  • Third-party content may have different terms and disclaimers

Regulatory Compliance

Securities Act Compliance

This Platform and its content comply with applicable securities laws by:

  • Not providing personalized investment advice
  • Clearly disclosing the educational nature of content
  • Not recommending specific securities transactions
  • Maintaining appropriate disclaimers and disclosures

State Law Compliance

Users should be aware that:

  • State securities laws may apply to their activities
  • Some states have additional disclosure requirements
  • Registration requirements may apply to certain activities
  • Users are responsible for compliance with applicable state laws

International Users

Users outside the United States should note:

  • Content may not comply with non-U.S. regulations
  • Different disclosure requirements may apply
  • Local investment laws and regulations take precedence
  • Professional consultation is especially important for international users

Conflicts of Interest

Potential Conflicts

UnBound X may have conflicts of interest including:

  • Relationships with featured companies or service providers
  • Advertising or promotional arrangements
  • Referral fees from third-party services
  • Ownership interests in discussed companies

Disclosure Policy

We strive to disclose material conflicts of interest, but users should:

  • Assume potential conflicts exist
  • Conduct independent research
  • Not rely solely on Platform content for investment decisions
  • Seek multiple sources of information

Limitation of Liability

Investment Losses

UNBOUND X SHALL NOT BE LIABLE FOR ANY INVESTMENT LOSSES OR DAMAGES RESULTING FROM:

  • Reliance on Platform content or user discussions
  • Investment decisions made based on Platform information
  • Third-party service failures or errors
  • Market conditions or investment performance
  • Any direct, indirect, or consequential damages related to investments

Information Accuracy

While we strive for accuracy, we do not guarantee:

  • The completeness or accuracy of all information
  • The timeliness of market data or content updates
  • The reliability of third-party data sources
  • The absence of errors or omissions in content

Tax Considerations

Tax Disclaimer

  • Tax implications of investments vary by individual circumstances
  • Tax laws change frequently and may impact investment returns
  • Users should consult qualified tax professionals
  • UnBound X does not provide tax advice or recommendations
  • State and local tax implications may apply

Reporting Requirements

Users are responsible for:

  • Tracking their investment activities for tax purposes
  • Reporting investment income and gains as required
  • Understanding applicable tax regulations
  • Maintaining appropriate records and documentation

Updates and Modifications

Policy Changes

These disclaimers may be updated to reflect:

  • Changes in applicable laws and regulations
  • Evolution of our Platform and services
  • New types of content or features
  • Feedback from regulatory authorities

Continued Use

Your continued use of our Platform after any updates constitutes acceptance of the revised disclaimers and disclosures.

Contact Information

For questions about these investment disclaimers or regulatory compliance:

UnBound X Inc.
Email: support@unboundxinc.com
Legal/Compliance: privacy@unboundxinc.com
Address: 442 5th Avenue #1463, New York, NY 10018
Phone: 1-(646)-450-5955

Professional Resources

Finding Qualified Professionals

  • FINRA BrokerCheck: https://brokercheck.finra.org/
  • SEC Investment Adviser Search: https://www.adviserinfo.sec.gov/
  • CPA Directory: Contact your state CPA society
  • Estate Planning Attorney: Contact your state bar association

Educational Resources

  • SEC Investor.gov: https://www.investor.gov/
  • FINRA Investor Education: https://www.finra.org/investors
  • CFTC SmartCheck: https://smartcheck.cftc.gov/

Acknowledgment

BY USING OUR PLATFORM, YOU ACKNOWLEDGE THAT:

  1. You have read and understood these investment disclaimers
  2. You will not rely on Platform content for investment advice
  3. You will conduct your own research and seek professional advice
  4. You understand the risks associated with investing
  5. You are solely responsible for your investment decisions
  6. UnBound X is not liable for your investment outcomes

These disclaimers are an integral part of our Terms of Use and should be read in conjunction with our other policies and agreements.

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